Failure To Respond Letter – Credit Dispute

$75.00

Our “Failure to Respond” letter is very effective quoting the actual FCRA law in the actual letter. Under the Fair Credit Reporting Act, the bureaus have 30 days to resolve your dispute. After your second attempt, send this failure to respond letter.

Categories: ,

Description

Our “Failure to Respond” letter is very effective quoting the actual FCRA law in the actual letter. Under the Fair Credit Reporting Act, the bureaus have 30 days to resolve your dispute. After your second attempt, send this failure to respond letter.

Credit Report Dispute Process

The credit report dispute process is fairly simple. Write a letter to the credit bureau letting them know you’re disputing the information because it is inaccurate. Send your letter via certified mail with return receipt requested so you’ll have proof of the date the letter was sent and a signature from the person who received it.

FCRA Law Grants Credit Bureaus 30 Days

The Fair Credit Reporting Act (FCRA) law grants credit bureaus 30 days to verify or delete a disputed item. At times, credit bureaus exceed that time and wont reply. If the credit bureaus doesn’t respond within 30 days, they’re in violation of the Fair Credit Reporting Act. The certified mail receipt will help if you decide to involve the Consumer Financial Protection Bureau or file a lawsuit against the bureau. This letter is the last step before that process. In this letter you are letting them know they are in FCRA violations. It is demanding them send you documented proof that this debt is yours or remove the disputed item(s) from your credit report.

Related products